Y Partners Blog

How to Make Your Retirement Dreams Happen

Ewan Brown couldn't be happier with his retirement, partly because he's not yet fully retired. The 67-year-old Canberran knows that in order to have a full life he must remain active in a number of pursuits including hobbies, fitness and family. Through a combination of paid and volunteer positions, he also makes sure he's working two to three days a week.

The most powerful tool Ewan has in his retirement is choice, which has been a benefit of being actively and passionately involved in his superannuation planning with his financial adviser from his 40s onwards. This helped him understand the basics for maintaining financial independence – including how and where his money was placed, and the tricks for tax-effective investing. Read more…

Finding Your Financial Soul Mate

You've met your match – but are you a good financial fit? Here's how to find out. 

When it comes to a couple's spending and investing styles, sometimes opposites attract. While we're often drawn to a romantic partner whose personality type complements ours, differing values around money can be a cause for major conflict. In fact, research shows that disagreements about money are a major cause of divorce.1 Despite this, only around one in three Australians discuss their financial situation before making a commitment with their partner.

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It seems like a shopper's dream – buy now, pay later. But is it too good to be true? Services like Afterpay and Zip allow you to purchase goods immediately, while paying them off over time. There's no doubt they're convenient – and instantly gratifying. But in a country with the fourth-highest level of household debt in the world1, what are the downsides for Australians?  Read more…